Not Your Ordinary Compliance Partner

  • Financial crime prevention and third-party compliance is all Inceptial does – making us the leading technology-enabled managed service firm in the anti-money laundering (AML) and due diligence industry.
  • What truly makes us great is our diverse team of over 4,000 analysts, investigators, and subject-matter experts (SME), each bringing a sweeping variety of educational and experiential backgrounds to every case.
  • Unlike many other compliance and AML companies out there, most of our financial crimes practitioners have sat where you are now. We’ve faced the challenges you face and understand the operating and regulatory landscapes you work in every day.
  • This unique perspective makes us a true partner that can effectively and efficiently take your financial crime prevention or third-party compliance program to the next level.

When you partner with Inceptial,
you have access to our:

Renowned full-time staffing model that ensures you have the flexibility to handle day-to-day needs and any unexpected problems. What's more, we have the largest staff of highly trained analysts and investigators in the industry, who bring a deep understanding of best practices learned from working with a wide range of clients around the globe.

  • Team of dedicated in-house experts
  • Professional analysts and investigators
  • Cutting-edge technology to be adapted and implemented
  • Experience in seamlessly integrating our strengths and driving successful outcomes
Explore Our Offshore Experts

Services We offer

We offer a comprehensive suite of due diligence services aimed at assisting companies in recognising and mitigating risks associated with their operations.

THIRD-PARTY

Third-party due diligence is an integral part of risk management that ensures the protection of your organisation’s reputation, assets, and sensitive information. It involves a thorough assessment of external parties, such as suppliers and vendors, to identify potential risks and mitigate them effectively.

When you need Third Party Due Diligence:

  • Onboarding New Vendors/Partners: Before entering into a contract with a new third party, it’s vital to conduct a thorough assessment of their financial stability, legal compliance, ethical conduct, and ESG factors.
  • Annual Review:Regular reviews of existing vendors are crucial to ensure they remain compliant and continue to meet your company’s standards.
  • Significant Changes: If there’s a significant change in a vendor’s business – such as a merger, acquisition, or notable growth – it’s time for an updated due diligence review.
  • Regulatory Changes:Changes in the regulatory environment may necessitate additional checks to ensure your business and its partners are in compliance.
  • Risk-based Approach:Depending on the inherent risk associated with the third party, more frequent and detailed checks might be required.
KYC

Know Your Customer or KYC is a critical process used by organisations to verify the identity of their clients. Our KYC service can help you comply with these regulations by providing accurate and up-to-date information on your clients. We can verify identities and assess creditworthiness to ensure compliance with regulatory requirements.

The KYC Process: A Step-by-Step Guide:

  • Customer Identification: The first step in the KYC process involves gathering key identification information about the customer. This usually includes basic details such as name, address, date of birth, and contact information.
  • Customer Verification:Once the identification information has been collected, the next step is to verify this data. Verification serves to confirm that the customer is who they claim to be.
  • Risk Assessment:Following verification, a risk assessment is conducted. This is a crucial stage in the KYC process, as it involves assessing the potential risk that the customer may pose in terms of engaging in illegal activities such as money laundering or terrorist financing.
  • Ongoing Monitoring:The final stage in the KYC process involves ongoing monitoring of the customer’s transactions. This allows financial institutions to identify any unusual or suspicious activity, which might indicate potential illicit actions.
AML

AML regulations require financial institutions to implement procedures to detect and prevent money laundering activities. Our AML service can help you achieve compliance by providing comprehensive risk assessments, identifying potential money laundering activities, and recommending appropriate controls.

Circumstances mandating AML monitoring in business operations:

  • Customer Onboarding: Before establishing a business relationship with a new customer, especially those classified as high-risk, AML due diligence is indispensable. This process involves verifying the customer’s identity, understanding the nature of their business, and assessing their risk profile.
  • Ongoing Monitoring: AML compliance is not a one-time task but an ongoing obligation. Regular monitoring of transactions, particularly those that are large, recurrent, or exhibit suspicious patterns, is critical.
  • Change in Customer Profile:Any significant changes in a customer’s business, such as mergers, acquisitions, or a sudden increase in transaction volume, warrant a fresh round of AML due diligence.
  • Regulatory Updates:The AML regulatory landscape is dynamic and evolves continually. Any changes to legislation or guidelines necessitate an updated AML due diligence process to ensure continued compliance.
PEP

Politically Exposed Persons (PEPs) are essential for identifying individuals who may pose a higher risk due to their political exposure. Our PEP service can help you uncover and minimise these risks by conducting thorough checks on individuals and their associated entities. We can also provide ongoing monitoring to ensure compliance with regulatory requirements.

Here’s how a politically exposed person can affect a company:

  • Reputation and Business Relationships: Being associated with a PEP can affect a company’s reputation. Other businesses and financial institutions might be cautious about engaging in transactions or partnerships with a company dealing with PEPs due to the perceived higher risk.
  • Regulatory Compliance:Companies dealing with PEPs must comply with strict regulations and guidelines set forth by regulatory authorities. Failing to adhere to these regulations can result in severe penalties, fines, and legal consequences for the company.
  • Financial Risk: There’s a potential financial risk associated with dealing with PEPs. If the PEP is found to be involved in illicit activities or if their funds are frozen due to sanctions, the company might suffer financial losses.
  • Increased Scrutiny:Companies dealing with PEPs may attract increased scrutiny from regulatory bodies. Authorities might closely monitor their financial activities and transactions to ensure compliance with regulations, leading to additional administrative burdens.
  • Operational Challenges:Implementing the necessary compliance measures can be operationally challenging, costly and may require investment in specialised staff, technology, and training to ensure they meet regulatory requirements.
RISK PROFILING

Risk profiling is essential for managing risks effectively and understanding your risk appetite. Our risk profiling service can help you identify and assess the risks associated with your business operations to develop effective risk management strategies. Our experienced team can analyse data, identify potential risks, and provide recommendations on risk management strategies and controls.

Here’s how risk profiling can help your business:

  • Identifying Risks: Risk profiling helps businesses identify various types of risks, such as financial, legal, operational, and reputational risks. By understanding these risks, a company can take proactive measures to mitigate them effectively.
  • Compliance with Regulations:Businesses operate in a complex regulatory environment. Proper due diligence ensures that a company complies with relevant laws and regulations, avoiding legal issues, fines, and reputational damage associated with non-compliance.
  • Enhancing Decision-Making: horough due diligence provides valuable insights into potential partners, clients, and investments. This information empowers businesses to make informed decisions, reducing the likelihood of entering into high-risk partnerships or ventures.
  • Protecting Reputational Capital:A damaged reputation can be detrimental to a business. By conducting due diligence on partners, suppliers, and clients, a company can avoid associations with entities involved in illegal or unethical activities, preserving its reputation in the market.
  • Preventing Financial Losses: Proper risk profiling and due diligence help identify financial red flags, such as a partner’s unstable financial situation or outstanding legal obligations. By avoiding financially risky engagements, a business can prevent substantial monetary losses.
  • Building Trust: Demonstrating a commitment to due diligence and risk management builds trust among stakeholders, including customers, investors, and business partners. Trust is the foundation of successful and enduring business relationships.
  • Mitigating Operational Disruptions:Identifying potential risks before entering into agreements can prevent operational disruptions. For example, conducting due diligence on suppliers helps ensure a stable supply chain, preventing interruptions in production or service delivery.

Sectors We Cover

Online Gaming And Gambling

Our Offshore Team performs CDD & EDD, risk profiling and assessment on member account activities and transactions, uses investigative methods to identify source of funds & assess risk of money laundering or criminal activities, performs Extreme Due Diligence activities, flags activities by MLs and PEPs, Prepares Suspicious Activity Reports.

Learn more

Accountancy

Inceptial’s Offshoring Outsourced Finance and Accounting services team brings a collective 50+ years of specialized experience to help you in all areas of the financial and accounting domain. One of the most trusted and reputable finance outsourcing companies in India, Inceptial boasts of an impressive client base spread across the UK and Europe around the globe.

Learn more

Banking And Financial Services

Our Offshore Team provide expert financial investigations to private banks, asset management firms, payment services plus other areas of the financial services ecosystem.

Learn more

Insurance

Our Offshore Team provide expert financial investigations to private banks, asset management firms, payment services plus other areas of the financial services ecosystem.

Learn more

Fintech Companies

Our Offshore Team provide expert financial investigations to private banks, asset management firms, payment services plus other areas of the financial services ecosystem.

Learn more

Payment Service Providers

Our Offshore Team provide expert financial investigations to private banks, asset management firms, payment services plus other areas of the financial services ecosystem.

Learn more

Legal And Professional Services

Our Offshore Team provide expert financial investigations to private banks, asset management firms, payment services plus other areas of the financial services ecosystem.

Learn more

Real Estate

Our Offshore Team provide expert financial investigations to private banks, asset management firms, payment services plus other areas of the financial services ecosystem.

Learn more

Retail

Our Offshore Team provide expert financial investigations to private banks, asset management firms, payment services plus other areas of the financial services ecosystem.

Learn more

Scalable Solutions for Your Resource Challenges

From transaction monitoring and investigations to suspicious activity report (SAR) and enhanced due diligence (EDD) expertise, our specially trained analysts are ready to engage with your project without disrupting your business or altering your processes.
We provide highly skilled and knowledgeable analysts who can use the most up-to-date and innovative tools
available for software management, meet compliance standards, or even permanently supplement your teams.

Transaction
Monitoring
Compliance
and Risk
Integrated Technology
and Service Offerings
Backlogs, Remediations,
and Projects
KYC or KYB
Onboarding and Reviews
List
Monitoring
Fraud
and Risk
Enhanced
Due Diligence
Ready to get started?

    Need a Resource?

    Pick the best offshore remote talent to grow your business today.

    Hire Now
    Our Headquarters

    Suite 314, Icon 25, 64 Shudehill, Manchester, M4 4AA, England.